Forum On Long-Term Care Insurance
The Vermont Department of Financial Regulation is hosting a FREE online forum about Long-Term Care (LTC) insurance for consumers.
Long-term care insurance policies include a number of LTC service alternatives such as home health care, respite care, hospice care, personal care in the home, services provided in assisted living facilities, adult day care centers and other community facilities. Public programs, such as Medicare and Medicaid, also cover certain limited LTC services.
According to the U.S. Department of Health and Human Services, about 12 million of America's senior citizens will require long-term care by 2020.